What are the waiting periods for new members to become eligible for benefits?

You may benefit from CMCM benefits once the applicable waiting period has passed. Waiting periods vary depending on the coverage selected:

RÉGIME COMMUN: 3-month waiting period, except for CMCM-Assistance, which has NO waiting period

PRESTAPLUS: 3-month waiting period

DENTA & OPTIPLUS: 3-month waiting period

The waiting period is reduced to 0 months if the member was covered by another supplementary health insurance for at least 12 months before joining CMCM.