Coverages

RÉGIME COMMUN, PRESTAPLUS, DENTA & OPTIPLUS: compare and choose your coverage

Contribution simulator

The family situation does not apply to people over the age of 30.

RÉGIME COMMUN

36,73€ per month

RÉGIME COMMUN + PRESTAPLUS

36,73€ per month

RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

36,73€ per month

Coverage level

Base

Simulation updated

Optional

Simulation updated

Complete your coverage

Optional

Simulation updated

Complete your coverage

Worldwide 24/7 assistance

Travel with peace of mind thanks to comprehensive assistance abroad, providing fast and effective support in the event of a medical emergency or unforeseen circumstances.

Optional

Optional

Optional

Repatriation

Stay covered in all circumstances with coverage of medical repatriation costs, ensuring your return under the best possible conditions in the event of an accident or illness abroad.

Included

Included

Included

Trip cancellation

Travel with confidence thanks to coverage of trip cancellation costs in the event of a covered unforeseen circumstance, helping preserve your budget and allowing you to travel with peace of mind.

Included

Included

Included

Dental care

Take care of your smile with coverage for routine and specialised dental care, including consultations, treatments, scaling, and preventive care.

Basic

Basic

Optional

Dental implants

Regain everyday comfort with support for the costs of dental implants and dental reconstruction treatments.

Basic

Basic

Optional

Orthodontics

Benefit from coverage for orthodontic treatment designed to improve the long-term comfort and appearance of your smile.

Basic

Basic

Optional

Hospitalisation in Luxembourg and abroad

Benefit from comprehensive coverage of your hospitalisation expenses in Luxembourg and abroad, including hospital stays, surgical procedures, specialised treatments and medical support, for complete peace of mind.

Basic

Optional

Optional

Fertility, pregnancy and childbirth

Benefit from comprehensive coverage before, during and after pregnancy, including prenatal examinations, medically assisted procreation, and childbirth-related expenses.

Basic

Optional

Optional

Transport and emergencies

Benefit from comprehensive coverage for medical transport and emergency assistance abroad, including ambulance services, rescue operations and medically assisted transport.

Basic

Optional

Optional

Alternative therapies

Take care of your well-being with extended coverage for alternative and complementary therapies, including osteopathy, chiropractic, acupuncture, and laser therapy.

Basic

Optional

Optional

Routine care and prevention

Take care of your health every day with comprehensive coverage for routine medical care, treatments and preventive services, including consultations, medical costs, medications, and programmes dedicated to well-being and therapeutic follow-up.

Basic

Optional

Optional

Mobility and rehabilitation

Access comprehensive coverage for rehabilitation care and medical devices, including physiotherapy, prostheses, orthopaedic insoles and specialised follow-up programmes.

Basic

Optional

Optional

Specialised care

Access dedicated coverage for specific medical treatments and targeted medical conditions, including medically assisted procreation, certain medical conditions and specialised medical care.

Basic

Optional

Optional

Mental health

Access comprehensive mental health support for children and adults, including coverage of psychological and psychotherapeutic consultations and contributions towards treatment costs.

Not included

Optional

Optional

Vision aids (corrective lenses / contact lenses / frames)

Benefit from contributions towards the cost of your vision aids, including corrective lenses, contact lenses and frames tailored to your visual needs.

Not included

Not included

Optional

Refractive surgery

Improve your visual comfort with coverage of refractive surgery procedures designed to permanently correct certain vision disorders.

Not included

Not included

Optional

Contribution simulator

The family situation does not apply to people over the age of 30.

RÉGIME COMMUN

per month

RÉGIME COMMUN + PRESTAPLUS

per month

RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

per month

  • Worldwide 24/7 assistance

    Travel with peace of mind thanks to comprehensive assistance abroad, providing fast and effective support in the event of a medical emergency or unforeseen circumstances.

    RÉGIME COMMUN

    Optional

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Repatriation

    Stay covered in all circumstances with coverage of medical repatriation costs, ensuring your return under the best possible conditions in the event of an accident or illness abroad.

    RÉGIME COMMUN

    Included

    RÉGIME COMMUN + PRESTAPLUS

    Included

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Included

  • Trip cancellation

    Travel with confidence thanks to coverage of trip cancellation costs in the event of a covered unforeseen circumstance, helping preserve your budget and allowing you to travel with peace of mind.

    RÉGIME COMMUN

    Included

    RÉGIME COMMUN + PRESTAPLUS

    Included

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Included

  • Dental care

    Take care of your smile with coverage for routine and specialised dental care, including consultations, treatments, scaling, and preventive care.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Basic

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Dental implants

    Regain everyday comfort with support for the costs of dental implants and dental reconstruction treatments.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Basic

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Orthodontics

    Benefit from coverage for orthodontic treatment designed to improve the long-term comfort and appearance of your smile.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Basic

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Hospitalisation in Luxembourg and abroad

    Benefit from comprehensive coverage of your hospitalisation expenses in Luxembourg and abroad, including hospital stays, surgical procedures, specialised treatments and medical support, for complete peace of mind.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Fertility, pregnancy and childbirth

    Benefit from comprehensive coverage before, during and after pregnancy, including prenatal examinations, medically assisted procreation, and childbirth-related expenses.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Transport and emergencies

    Benefit from comprehensive coverage for medical transport and emergency assistance abroad, including ambulance services, rescue operations and medically assisted transport.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Alternative therapies

    Take care of your well-being with extended coverage for alternative and complementary therapies, including osteopathy, chiropractic, acupuncture, and laser therapy.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Routine care and prevention

    Take care of your health every day with comprehensive coverage for routine medical care, treatments and preventive services, including consultations, medical costs, medications, and programmes dedicated to well-being and therapeutic follow-up.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Mobility and rehabilitation

    Access comprehensive coverage for rehabilitation care and medical devices, including physiotherapy, prostheses, orthopaedic insoles and specialised follow-up programmes.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Specialised care

    Access dedicated coverage for specific medical treatments and targeted medical conditions, including medically assisted procreation, certain medical conditions and specialised medical care.

    RÉGIME COMMUN

    Basic

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Mental health

    Access comprehensive mental health support for children and adults, including coverage of psychological and psychotherapeutic consultations and contributions towards treatment costs.

    RÉGIME COMMUN

    Not included

    RÉGIME COMMUN + PRESTAPLUS

    Optional

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Vision aids (corrective lenses / contact lenses / frames)

    Benefit from contributions towards the cost of your vision aids, including corrective lenses, contact lenses and frames tailored to your visual needs.

    RÉGIME COMMUN

    Not included

    RÉGIME COMMUN + PRESTAPLUS

    Not included

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

  • Refractive surgery

    Improve your visual comfort with coverage of refractive surgery procedures designed to permanently correct certain vision disorders.

    RÉGIME COMMUN

    Not included

    RÉGIME COMMUN + PRESTAPLUS

    Not included

    RÉGIME COMMUN + PRESTAPLUS + DENTA & OPTIPLUS

    Optional

*This tool provides a simple overview of your coverage. For full details and the complete terms governing reimbursements, please refer to the CMCM Statutes.

Our latest news

All news

Go digital

Discover myCMCM and all its benefits

Any questions?

We may already have the answer

You can add an optional coverage directly online or download the relevant application form and return it to us duly completed and signed. You can also complete this process at our Luxembourg-Gare office or by visiting our mobile office (CMCM on Tour).

Request for optional coverages

Forms

CMCM-Assistance is automatically included in the basic coverage known as the RÉGIME COMMUN. It provides 24/7 assistance available in the event of sudden illness or accident during a temporary stay abroad.

The assistance includes, in particular:
  • unlimited medically supervised transport and repatriation;
  • coverage of hospitalisation and medical costs up to €100,000 per member and per incident.

It also extends to outpatient treatment not involving surgery. After the health insurance fund has contributed, CMCM covers the remaining balance of medical, associated healthcare and medico-dental costs up to a maximum of €2,500 per member per calendar year.

Members who are studying or undertaking voluntary work abroad may also benefit from this assistance.

The basic coverage, known as the RÉGIME COMMUN, already covers a number of dental costs. However, with the optional coverage DENTA & OPTIPLUS, you benefit from enhanced reimbursement, not only for dental costs but also for costs related, for example, to the purchase of glasses, contact lenses or refractive surgery.

You may opt for this payment method at any time by completing the SEPA-Core Direct Debit Mandate form.

SEPA-CORE direct debit mandate

Forms

Overview of our benefits

The benefits of the CMCM 2026

Brochure