What are the main differences in coverage between a member residing in Luxembourg and a member residing abroad?

Certain benefits may vary depending on your country of residence.

CMCM-Assistance, which is included in the basic coverage RÉGIME COMMUN, provides 24/7 medical assistance in the event of sudden illness or an accident occurring during a stay abroad. However, this benefit is reserved for members residing in Luxembourg or in a bordering country.

If you reside abroad outside this area, CMCM-Assistance no longer applies.

All other CMCM benefits remain available, based on the official tariff set out in the nomenclature of medical acts in force in the Grand Duchy of Luxembourg.